Capitec Bank

Capitec Bank is the second-largest retail bank in South Africa as of August 2017 with 120,000 customers opening new accounts per month.

Bank better, live better! This app is designed to help you image your financial life better, so you can live better. There are credit relief options available if your income has been affected by COVID-19.

Why spend time apply, wait, or pay for benefits? With Live Better Benefits, you can get immediate savings simply for being a Capitec client without proving your loyalty.

We've cut the cost of banking by using innovative technology. This means lower transaction fees when you use our app – putting the value back in your pocket.

Key Features

FREE for Purchase at the local card machine

FREE for Purchase at international Mastercard machine

FREE for Purchase online/telephone/mail (card)

Send cash to friends and family in one touch

Make immediate payments to other banks in South Africa

Make payment to DStv, SARS eFiling or TV Licence instantly

Buy prepaid electricity, airtime, data and SMS bundles

Fee

Credit card – one monthly administration fee 40.00

Debit card – one monthly administration fee 5.00

Minimum account balance 25.00

Transaction

Use fingerprint or facial recognition to sign in and confirm payments

Categorize your payments

Manage contactless card transactions by turning Tap to Pay on and off

Freeze lost or stolen cards immediately

Manage your debit orders and DebiCheck mandates

Email electronically stamped statements

Transfer cash to friends and family in one touch

Change your card withdrawal and purchase limits

Pay people and accounts

Make immediate payments to other banks in SA

Pay Capitec clients using only their verified cellphone numbers

Buy prepaid electricity, airtime, data and SMS bundles

Pay DStv, SARS eFiling or TV License immediately