Payactiv

Welcome to Payactiv

Get the wages you’ve earned from hours you’ve already worked directly into your bank account or Payactiv card. Use it to pay bills, get a ride, and pick up cash at Walmart. No loans, no interest–just your money, in your hands.

Banking for real life for everyone

Create a Payactiv account and enjoy faster access to their pay along with the convenience of the Payactiv Visa® Card.1 With top-notch security and spend guidance at your fingertips to start saving immediately, it’s your earnings, spending, and savings with you in control.

Faster access to your money

• Up to 2 days early deposit of your paycheck2

• Up to 4 days early deposit of government payments2

• Immediate access to wages earned today3

Easy, free, instant mobile payments

• Receive and send funds to other members

• Send funds by phone number

• Money is available immediately

SmartSpend and SmartSave to stay on track with your goals

• Always know what’s safe to spend

• Track your spending habits at a glance

• Be alerted of low balance

• Auto transfer from earned wages3

Grow savings with real-time insights on what’s possible

• Automated insights on what’s possible to save

• See your savings grow with each paycheck

• Get financial advice for near- and long-term plans

• 1-1 phone service with trained financial coaches

Banking without the hidden fees

• No minimum balance requirements

• No overdrafts

• No monthly or inactivity fees

• Surcharge-free withdrawals at 37,000+ MoneyPass® ATMs

• Free integrated bill pay

• Cash withdrawal at tellers in participating banks

Convenience and security, you can count on

• Use the card with Google Pay or Apple Wallet

• Touchless payments at stores

• FDIC insured

• Protected by Visa’s Zero Liability protection

• Lock or replace lost or stolen cards

• 24/7/365 support in English and Spanish

Designed with purpose

• Made from 98 percent upcycled plastic

• Uses plastic waste that might otherwise end up in a landfill

• Comes in 3 color choices