Zilch

Zilch app provides easy and quick installment and credit service. It can help you manage your balance and pay for your order more quickly. Get up to 5% back in Zilch Rewards when paying with your cards. Zilch is your new and smart choice for payment.

Zilch app has an 18.6% APR Representative. Build your credit score and improve your credit to get more balance.

Latest Update: "Spend With Benefits" Campaign Launch

Zilch has introduced its new “Spend With Benefits” campaign as the platform surpasses 5 million customers. The update highlights expanded rewards, clearer savings insights, and more ways for users to earn benefits every time they pay with Zilch, reinforcing its push toward smarter, value‑driven spending.

Features:

• Convenience: This app provides quick installment service for emergencies.
• Poor customer service: Some users report that they cannot get timely solution from customer service when their money is wrongly deducted.
• Getting cash back: Users can download and register in this app to get cash back.

How to pay with Zilch?

We have three payment choices for you: Pay over 6 months, Pay over 3 months, Pay now. For online payment, you can just use Zilch at checkout. For in-store payment, you can use Tap and Pay by holding your phone against a card reader.

How do I increase my available credit?

Your available credit could increase when you make regular repayments on time or early. You can also get a higher credit by completing the one-time tasks in the app.